OpeniBank v4
System Documentation

OpeniBank Solo Mode packages wallet, ledger, permits, receipts, and a local CreditChain bootstrap into one self-hosted runtime. The objective is full financial control in minutes without external custodianship.

OpeniBank trading combines local orderbook execution with network-mode CEX integrations and a node-hosting model. The product surface spans retail terminal UX, hosted trade node services, and institutional execution controls.

Institution Mode extends core banking into payment, clearing, settlement, and compliance overlays. It is designed for banks and regulated operators running dedicated infrastructure.

CreditChain introduces chain-native stablecoin mechanics, multi-node orchestration, and gateway-managed routing across private, consortium, and public deployments.

OpeniBank agent mode separates decision proposal from execution authority. Brains can be rule-based, ML, LLM, or hybrid, but all spend-capable actions pass through safety and commitment gates.

Strategy modules provide repeatable behaviors such as DCA, grid, market making, arbitrage, and portfolio rebalancing. They operate inside the same safety and commitment framework as all other agent actions.